Pricing
The tools that answer a single question stay free and need no account. What a subscription adds is continuity: your positions followed across the years, so the figures are already there at declaration time.
Free
No account needed
The public calculator, every simulator, the per-ISIN pages and the tax calendar. Nothing expires, and no card is asked for.
Yearly
Recommended€59.00per year
VAT included. Businesses can enter a VAT number during checkout.
Monthly
€7.90per month
€94.80 per year
VAT included. Businesses can enter a VAT number during checkout.
What a subscription is for
A calculator answers one question at a time: you give it a year, it gives you a figure. A subscription follows the positions themselves — each parcel with its own cost basis, its own holding clock, and what has already been used of an exemption across the years. That is the part a one-off calculation cannot reconstruct after the fact.
- Every parcel kept separately, with the cost basis it was bought at.
- The ten-year holding clock running per parcel, not per position.
- What is left of the yearly exemption, tracked across tax years.
- The filing deadlines, in your inbox before they pass.
- The declaration pack, with the figure behind each box.
What each tier covers
This table is generated from the same configuration the product checks when it grants or refuses access, so it says exactly what you will meet.
| Feature | Free | Subscription |
|---|---|---|
| The public capital-gains calculator, without an account | Included | Included |
| Realized gains for the current tax year | Included | Included |
| Several brokers consolidated into one view | Not included | Included |
| Per-parcel cost basis and the ten-year holding clock | Not included | Included |
| The declarations workspace | Not included | Included |
| TOB packs, ready to file | Not included | Included |
| The annual summary, as PDF and CSV | Not included | Included |
| Deadline reminders by emailStops when the subscription does. | Not included | Included |
| Manually tracked assets inside net worth | Not included | Included |
| Valuation history and earlier tax years | Not included | Included |
| Year-end planning: unused exemption against unrealized gains | Not included | Included |
| Broker accounts | 1 | No limit |
If a subscription ends, everything you imported stays here and stays readable — nothing is deleted. Only adding and importing stop.
Before you decide
- Is this tax advice?
- No. Belfolio computes figures from Belgian tax rules and shows the rule and the source behind each one. It is an educational tool, not a tax adviser, and the figures should be checked against the FPS Finance or with an accountant before you file.
- What happens to my data?
- Your statements and positions are stored to compute your figures and nothing else. They are never sold and never passed to a third party for advertising. You can export everything, and you can have it deleted, from Settings.
- Can I cancel?
- At any time, in one click, and the subscription stays active until the end of the period already paid for. After that your data stays where it is and stays readable; adding accounts and importing statements resume if you subscribe again.
- Is the free tier a trial?
- No. The public calculator, the simulators, the per-ISIN pages and the tax calendar have no account behind them and no expiry date. The table above is the boundary, and it is the same one the product enforces.
- Can my accountant use it?
- The exports are built to be handed over: each figure carries the rule it came from and the transactions it was computed on, so it can be checked rather than taken on trust.
Tell me when subscriptions open
One email when checkout opens, and nothing else. Your address is confirmed by a link before anything is ever sent to it, and one click unsubscribes.